The story of this market
The typical home in Texas City, Texas sells for about $227,370, or $145 per square foot.
Prices are roughly flat from a year ago (+0.6%), a market in balance. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,453 a month.
Monthly price momentum
Home values since 2015
+1.1%
TX · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Texas City, Texas
The Texas City housing market is currently stable, with a median home price of $227,370 and modest year-over-year growth. The market is driven by a steady industrial-based economy, though it faces challenges related to coastal insurance costs and regional economic cycles. Inventory levels are sufficient to meet current demand, resulting in a balanced market environment.
No ARED county foreclosure postings attributed to Texas City yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 8.4% year over year.
Homes spend a median of 40 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 2.6% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 16.2% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A five-mile-long man-made levee extending into Galveston Bay, popular for fishing, boating, and picnicking.
A large community park featuring walking trails, playgrounds, and sports fields for local residents.
Preserves the history of the city, including exhibits on the 1947 disaster and the area's industrial heritage.
Texas City is well-suited for industrial-sector employees, families seeking affordable housing options, and investors looking for steady rental demand. Its proximity to major employment hubs and coastal amenities makes it a practical choice for those prioritizing affordability and access to the Gulf Coast.
The Texas City Independent School District serves the majority of the city, with schools generally receiving mixed performance ratings. Efforts are ongoing to improve academic outcomes and extracurricular engagement across the district's campuses.
The city is served by major highway corridors that connect it to the broader Galveston-Houston region, facilitating regional commuting. Public transit options are limited, making personal vehicle ownership the primary mode of transportation.
Texas City offers a variety of outdoor amenities, most notably the Texas City Dike, which is a popular destination for fishing, boating, and coastal recreation. The city also maintains several public parks and community facilities that serve as central hubs for local leisure activities.
The rental market in Texas City is characterized by steady demand driven by the industrial workforce, with a median rent of $1,453. Vacancy rates remain relatively stable, and the market sees a mix of long-term residential rentals and some demand for workforce housing.
The economy is dominated by the petrochemical and refining industries, with major employers including large-scale industrial plants. This sector provides a stable, albeit cyclical, economic foundation for the city.
The local economy is heavily anchored by the petrochemical and industrial sectors, which provide a stable employment base. Recent infrastructure investments and industrial expansions continue to drive modest economic momentum and support local service-sector growth.
Development efforts are currently focused on industrial infrastructure upgrades and modest residential infill projects. The city continues to prioritize land-use planning that balances industrial needs with residential quality of life.
Parcels in Texas City are subject to various special districts, including the Texas City Independent School District and potential municipal utility districts that manage local water and drainage infrastructure.
Crime rates in Texas City are generally higher than the national average, with property crime being the most prevalent concern. Local law enforcement continues to focus on community policing initiatives to address these trends, which remain consistent with regional patterns for industrial-coastal cities in Galveston County.
Texas City faces significant exposure to coastal hazards, including hurricane-related storm surges and flooding. Residents are typically required to maintain flood insurance, and the city has invested in extensive levee systems to mitigate industrial and residential risk.
Property insurance in Texas City is heavily influenced by coastal hazard risks, leading to higher-than-average premiums for wind and flood coverage. The market remains sensitive to regional weather events and federal flood insurance program updates.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.